Live Investor Calculator

🌰 Makhana Processing Plant
Business Model Calculator

Edit any input on the left — all financials, process flow, and investor returns update live.

₹0
Monthly Net Profit
At target volume
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Break-Even Volume
Per month to cover all costs
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Net Equity Needed
After subsidies + bank loan
0 mo
Equity Payback
IRR: —
⚙️ Process Flow
📊 Monthly P&L
💵 Capex & Funding
📈 3-Year View
🤝 Investor Returns
🔍 Sensitivity
Machine Line — Live Throughput Status
Auto machine Manual Bottleneck Storage/manual step
Machine Costs (Supplier Quote)
MachineTypePrice
Makhana Popping MachineAuto₹6,65,000
SS304 Collection Box + E-Panel + AccessoriesIncl.₹35,000
Seed WasherAuto₹1,60,000
Seed RoasterAuto₹1,20,000
Manual Seed GraderManual₹24,000
Manual Lawa GraderManual₹21,000
Sub-total (ex-GST)₹10,25,000
GST @ 18%₹1,84,500
Grand Total (incl. GST)₹12,09,500
Live Flow Numbers
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Raw Seed In (monthly)
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Popped Output
0 kg
Daily Output
0 hr
Daily Machine Hours
StageCap (kg/hr)Hrs needed/day
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Monthly Revenue
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Variable Costs
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Fixed Costs (incl. EMI)
₹0
Net Profit / Loss
Monthly P&L Breakdown
First Month — Full Investment View

Blackboard method: capex + first month opex = total money needed to start.

Revenue Month 1:
= Qty × Yield × Selling Price
Monthly Ramp — First Year
Total Capex Breakdown
ItemAmount
Machinery (incl. 18% GST)₹12,09,500
Civil — Machine hall 1,000 sqft₹3,95,000
Civil — Storage room 2,000 sqft₹7,04,000
Transportation of machinery₹1,00,000
Working capital (seed stockpile)₹0
Licensing + training + misc₹1,00,000
Gross Total Capex₹0
− PMFME grant
− Bihar Startup Policy (0% loan)
− Bihar MSME grant
Net Capex (after subsidies)₹0
Bank loan amount₹0
Monthly EMI₹0
Own Equity Needed₹0
Funding Waterfall
Subsidy Stack — All Schemes
SchemeAmountTypeKey Condition
PMFME (Central)₹10 LakhGrant35% of project, back-ended credit to loan Month 9-18
Bihar Startup Policy₹10 Lakh0% LoanNeeds DPIIT recognition. Zero EMI for 2 years. 10yr repayment.
Bihar MSME Grant₹2 LakhGrant5% of plant & machinery. Applied post-commissioning.
CGTMSE GuaranteeCovers 75%GuaranteeNo collateral needed. Bank applies on your behalf.
DPIIT Startup IndiaTax holidayTax100% income tax exemption for 3 years. Apply before profitability.
Total non-repayable grants₹12 Lakh
3-Year Financial Projection
Year-by-Year Summary
YearPhaseAvg OutputRevenueVariable CostFixedNet ProfitCumulative

🤝 Investment Proposition

₹15L
Investment Ask
20%
Equity Stake
₹0
3-Year Total Return
0x
Return Multiple
0%
Approx. IRR
Months to BEP
Investor Return Breakdown
Adjust Investment Stake
Why This Investment Makes Sense
Govt + bank funding₹35L of ₹42L total project = 83% non-equity funded. Investor gets 20% stake for funding only 17% of project.
Cost moatHarvest stockpile (₹200-240/kg) vs lean-season market (₹300-340/kg). Permanent ₹80-120/kg advantage on the single biggest cost.
CIPHET technology39% yield vs 33% industry standard. 18% more output from same input. Fat-free flavouring capability — unique in mass market.
Own land + existing factory10 acres owned. WMS Flyash Brick factory already operational on same land. Proven execution by same team. Zero land cost.
Market timingNational Makhana Board launched Sep 2025 (₹476 Cr). ODOP designation Purnea. GI Tag 2022. Policy wind is squarely behind this sector.
Exit optionsFounder buyback at Year 3 | Strategic acquisition by national brand (Farmley, Happilo) | NMB institutional partnership
Seed Price × Selling Price — Monthly Profit Matrix (at current volume)

Cells show monthly net profit/loss. Green = profitable. Red = loss. Current settings highlighted.

Volume × Yield — Break-Even Distance
Retail Mix Effect — Monthly Profit at 1,000 kg Output